Starting as a freelancer can be exciting and liberating. You get to choose your own projects, set your own hours, and work from wherever you want. This flexibility can lead to a better work-life balance, allowing you to spend more time with family and friends, or pursue hobbies and interests. Freelancing can also offer the…
With incomes on the rise, the average American now pays $15,322 in federal income taxes. That’s a huge chunk of change that could otherwise be spent on healthcare, housing, or debt reduction. Thankfully, the U.S. tax code allows taxpayers to take advantage of deductions to reduce their taxable income, and ultimately, their tax bill. Here’s…
The American tax system makes my blood boil when I think of it too much. Not only the fairly insane tax laws, with ridiculous loopholes for the wealthy, but the sheer complication of filing it. As someone who has toured for years, I particularly enjoy the times I’ve had to file with 20-30 states of…
This post contains affiliate links. When I first started brokeGIRLrich three and a half years ago, it took me about 4 months to make any money. And man oh man, was I excited about that 0.01 commission from Google AdSense – not that it paid out that month since the minimum was $100 to receive…
Though the current average retirement age is 62, retirement culture is swiftly changing. Today’s college graduates may not be able to retire until 75. If you’re a decade or more away from retirement, that could mean your retirement is pushed back closer to your early seventies. The good news here is that this gives you…
In the last 5 years, I’ve used TurboTax to file my taxes every year except one (and let’s be real here, not too many people join the circus and suddenly have 30 states worth of W-2s making them regret every career decision they made in their life that led them to that point). Most people…
To begin with – it’s still not all that affordable. It’s actually highway robbery. Mostly because you are essentially paying $300-500 a month for catastrophic coverage, since several tiers of the plan still require you to pay at least $6,000 in expenses before full coverage kicks in. I don’t know about you, but for me,…
As someone who has spent a lot of time in school and who even aspires to be a professor someday, a topic that often crossed my mind was –how do you survive as an academic? Largely, it’s by securing funding to research your area of interest, whether it’s one to one theater or large hadron…
Destroying debt is something that is constant. It’s not a one-and-done type of problem. If you’ve tackled paying off your debt, that is a huge milestone and you should be proud of your hard work. However, experience has shown us just how quickly we can slide back down the slippery debt slope. Good habits are…
**This is NOT a sponsored post.** I actually have no real issue with taxes as a concept. I drive on roads, so I want them to not be pothole death traps. Even though I don’t know if kids are ever on my agenda, someday the children of today will grow up and be my coworkers…
Profile I am twenty-nine years old. I work as an assistant production manager and my yearly salary is $52,000. I live in NYC, aka the most expensive place on earth, and am often wondering why on earth I left my last job where room and board were part of my salary. Saving & Spending To…