This week I’ve been focused on what I can do to my holiday spending as frugal as possible. Not necessarily cheap, but I’ve been more focused that the last few years on the best ways I can maximize saving money on stuff I was going to buy anyway. Create an email account for loyalty cards…
Progress is a funny thing. I think about it a lot as a PhD student. I see that circles meme a lot in of PhD social media and I really do believe it – especially on a long journey such as 3-4 years on the same research question. As we come up on the end…
Entering contracted work can be tricky for both parties, particularly if this is a first time for either the employer or the employee. This article covers considerations you ought to make when signing a new employment contract for both parties. Who Needs an Employment Contract? Anyone who wants to enter into an agreement of employment…
Losing your income, undoubtedly, feels unfair. Of course, you need your income to pay your bills and survive. However, employment laws define unfair dismissal as termination that contradicts the employment contract, legislation standards, termination without notice or severance, discrimination, and retaliation. Employment laws can be tricky to navigate, so if you aren’t entirely certain that…
Photo by olia danilevich When you are going through a divorce you always want to make sure that you are protecting your greatest asset, which is your kids. Taking the time to make sure that your kids are properly protected is critical. The last thing you want is for them to have emotional damage from…
Moving abroad is a little bananas. Sometimes I feel like I just took my savings and set them on fire. Something is missed at every turn with my budgeting. It began with my visa. I did some research before moving to the UK and looked up all my visa fees but it wasn’t until I…
The concept of passive income has gained significant traction. At the moment, one in five US households is able to generate some level of passive income. Additionally, for a lot of them, passive income comes through dividends or rental properties, or interests. In rare cases, passive income can also be associated with a business model. …
Making money online has become a great opportunity for anyone who is looking to make a bit more cash on the side. For some, it’s even become a full-time venture whereby they’ve been able to quit their jobs in order to make all of their money online instead. Whether you’re someone who wants to earn…
Profile I am thirty-nine years old, a digital event producer and occasional freelance stage manager. I make $55/hour at the digital production company I work with, though work has been very slow this year. I work a variety of small side hustles and am a full-time student working on a PhD in Drama. Spending &…
Since January 2022, I’ve been reviewing the 23 steps to my Money Manifesto that I wrote in 2014. Some have gone really well. Some have not. And a few were actually a little weird and maybe not Money Manifesto level goals. But I’m definitely surprised at the impact 9+ years of tracking my finances, trying…
It’s been a while since I wrote much stage management content, so today I thought we’d take a break from personal finance and I’d ramble a little bit about the absolutely insane dreams that sometimes accompany some shows. I recently worked a fairly high stress festival on minimal sleep for the week and I have…
**This is a sponsored post.** I am an early holiday shopper. I bought my first Christmas gift of the season in July and as I type this, I’m about half done with my 2023 Christmas shopping. So it doesn’t seem super crazy to me to think about holiday shopping in October. I like spreading the…
Profile I am thirty nine years old and I’m a digital event producer and very occasional freelance stage manager. I make $55/hour at the digital production company I work with, though work has been very slow this year. I work a variety of small side hustles and am a full time student working on a…
Photo by cottonbro studio: https://www.pexels.com/photo/woman-in-white-long-sleeve-shirt-using-macbook-pro-5076531/ If you are trying to bring in some extra income, a lot of people will turn to passive income methods. Passive income is where you make an income on the side but with minimal effort. It can be achieved through various methods such as rental income, multifamily investing, advertising revenue…
I thought today I’d share a brief update on credit card hacking some of my tuition has been going. So to clue you all in about how I pay my tuition, I’m a self-funded PhD student, which is a joy, and if I knew in 2021 what I know now about higher education, I would’ve…
Life and death are both very real possibilities. When you’re involved in a car accident, you need to be prepared for the worst case scenario: that someone else might die or suffer serious injuries as a result of your actions. The best way to ensure that doesn’t happen is to take every precaution possible when…
Impact-Site-Verification: -1177662964 Welcome to the penultimate post of updates on my money manifesto. Shortly after I started this blog 10 years ago, I found J. Money’s millionaire club at Budgets Are Sexy and wrote this manifesto to try to succeed in joining it. It’s been just under 10 years and I’ve spent this last year…
People will always say that their managers at work have an impact on their mental and their physical health, more so than their therapist, their doctor or their trainer. Why? Well, when you spend upwards of eight hours per day directly working with your manager, you need to make sure that you are working with…
**This post is rated R.** Do you like table top RPGs? Do you know what table top RPGs are? If the first thing that came to mind is Dungeons & Dragons well… yes. They are kind of the table top RPG (TTRPG to the playah’s out there) but they are actually just one of many.…
Owning a boat is a dream for many. A boat provides adventures on the water, fishing trips, or simply relaxing days under the sun. But, like any valuable possession, a boat needs care. Regular boat maintenance ensures that your vessel stays in top shape, ready for any journey. Before setting sail, you want to make…
In the changing world of cryptocurrency, Bitcoin is one of the most popular and pioneering cryptocurrencies. It has allowed individuals to make safe, independent, transparent, speedy transactions. As Bitcoin grew in popularity, so did its investment value, and now, amateurs and seasoned traders are trading Bitcoin…
Profile I am thirty nine years old and I’m a digital event producer and very occasional freelance stage manager. I make $55/hour at the digital production company I work with, though work has been very slow this year. I work a variety of small side hustles and am a full time student working on a…
Friends. I caved the siren song of cheap things. I bought some stuff from Temu. I will admit I knew like nothing about Temu other than… this stuff is suspiciously cheap. How do you even make stuff this cheap? I hoped it was because with a nice, long shipping time, that’s no problem these days.…
In this series, I’ve been reviewing a document I wrote almost 10 years ago called Mel’s Money Manifesto. I typed it out in the early days of this blog and as I’ve just celebrated my 10 year anniversary with brokeGIRLrich, it seemed like a good time to see how realistic some of those goals were.…
Pexels – CC0 License One of the most important life lessons you could learn is that while age ranges can sometimes serve as a guide, they’re not set in stone, and you’re no less of a person for charting a different path. For example, you might only learn to drive in your 50s, which is…