According to a recent study, almost 1/3 of adults are considering starting their own business in 2025. If you’re part of this statistic, then it’s important that you are as prepared as possible! Photo by Microsoft 365 on Unsplash With that in mind, here are some steps that you should take to set yourself (and…
Every year, like clockwork, financial planners across the land cheer as the IRS announces higher contribution limits for tax-advantaged accounts like HSAs, IRAs, and 401(k)s. It’s a big win, they say—a chance to squirrel away even more for our golden years while avoiding Uncle Sam’s grasp in the present. And yet, while those planners are…
Franchising has been popular for many entrepreneurs since seeking a balance between independence and support. With the initial backing of an established brand and a proven business model, investing in the franchise can help people gain financial freedom. Photo by RC.xyz NFT gallery on Unsplash Let’s have a look at some of the reasons why…
Profile I am forty years old, an occasional digital event producer and freelance stage manager. I work as a TA and an adjunct. I also work a variety of side hustles and am a full-time student working on a PhD in Drama. Spending & Saving I think the main killer expense this month was food,…
Image credit So you’ve been in an auto accident that wasn’t your fault; what now? Sustaining injuries, be they mental or physical, post-road traffic collision can impact your life in many ways. From losing a day or so of wages or work due to the accident to having to cover sustained income losses, medical bills,…
Pursuing a PhD in the arts can be an expensive undertaking. Even if you manage to get you tuition covered, living expenses can be pretty costly, and for those of us studying theatre, you’ll likely be shelling out a pretty penny for tickets to performances and exhibits too. For American students, the opportunity to study…
Having to make big, important financial decisions is just something that every adult has to do, from buying a home to investing in a business or even just budgeting for the weekly grocery shop. It’s something we have to do all the time, and some of those decisions are easy to make. Others, however, can…
There’s definitely a big thrill when it comes to starting something new, no matter what it might be, but at some point you might start to get a bit of a sinking feeling when your progress starts to slow (as it usually will) and your motivation starts to waver (again, it’s very common). The fact…
College can be a difficult time, but it’s also the kind of experience that can be genuinely enjoyable if you know how best to approach it. A big part of this, as it turns out, is simply doing all you acn to make sure you are getting ready for the experience in whatever way you…
*This is a sponsored post.* Etsy is always one of my first stops for the holidays. I love the idea of supporting a small business. I love how they make helpful gift roundups at all sort of budget points. Today I want to focus on the presentation of gifts, which plays a big role in…
Setting up a first investment property can be exciting but also overwhelming, especially if it’s your first time. Many people dive in with high hopes of quick profits but quickly find that managing an investment property is more complex than they anticipated. Without careful planning, new investors can run into costly pitfalls. From misjudging finances…
It seems like life here has finally fallen into a more predictable pattern, so I was curious to look at how spending looks from October 2023 in London to October 2024 in Peterborough. While both months were heavily influenced by my commitments to school and work, the differences reveal just how much life can change…
Home selling can feel like a mountain of tasks, especially when repairs are involved. Every “small fix” can quickly add up in both time and money, from leaky faucets to worn-out paint. For homeowners who’d rather avoid the hassle, selling ‘as is’ presents a smart alternative. This option lets sellers skip the repair costs, avoid…
Profile I am forty years old, an occasional digital event producer and freelance stage manager. I work as a TA and an adjunct. I also work a variety of side hustles and am a full-time student working on a PhD in Drama. Spending & Saving Not such a bad month. Very busy though. I am…
Have you ever thought about starting a business to make some extra money? You’re definitely not alone—countless people imagine having a little side venture that brings in some extra cash, maybe even becoming something bigger. But is jumping into a new business the best way to add a bit of padding to your income, or…
Most arts workers I know are freelancers, and if you’re a freelancer, gig worker, or proudly self-employed hustler, saving for retirement might sound like a mythical quest. But don’t worry, there are ways to set yourself up for that cushy retirement…or at least ensure you’re not subsisting solely on instant ramen (or living under a…
I’m sitting at a coffee shop taking a break from inputting some interview data in a spreadsheet for my thesis and I’m a little stuck on what to write for my blog post this week. Money has gotten fairly weird for me. I do not feel remotely where I thought I might be by 40,…
Key Takeaways Firewalls are essential for safeguarding network security. Understanding common hacker tactics can help you bolster your defenses. Regular updates and monitoring are critical for adequate firewall protection. To safeguard your firewall, regularly update its software and firmware, configure rules meticulously, and monitor logs for unusual activity. Implement strong passwords and use multi-factor authentication…
Pixabay – CCO Licence Choosing a career is one of the biggest decisions you’ll make in life. After all, you will spend around a third of your time working until you retire, so you will obviously want to make a choice that allows you to live up to your highest values, as well as making…
Pixabay There are over 600 million blogs across the entire internet, encompassing thousands of different subjects and themes. In order to create a truly original blog these days, it is necessary to develop a strong voice that stands out from the crowd or to pick a particularly niche area of expertise with a strong fanbase.…
Halloween is right around the corner, and whether you’ve been planning for weeks or just realized you need a costume, it doesn’t have to break the bank. There are plenty of ways to create a fun, unique, and cheap Halloween costume that still makes a statement. If you’re on a budget, here are some easy…
Being able to make more money in life is one of the best ways of being able to improve the way you live, as well as enhancing your quality of life. There are many advantages to having more money, and the fact is that it can tend to make life that little bit easier for…
We all know that customer service is way more than just a department—it’s the heartbeat of your whole business. In today’s world, where a bad experience goes viral in seconds, nailing customer service isn’t optional; it’s a no-brainer. Customers have choices. A lot of them. And what keeps them coming back to you is that…
Being able to lead the way when it comes to equality in business is something that you can be proud to leave as a legacy. Equality is something that we’re all still fighting for and there’s no better focus when in business than on your own workforce. The workplace should be a welcoming, inviting, and…
When one needs to choose the perfect partner for web development, the selection criteria of the firm offering PHP development can make or break your project’s success. Every little thing is relevant and should be paid attention to in detail so that the process is smooth and effective, meeting all of your goals. That is…