This month I am celebrating my first entirely debt free month in about 6 years, so it seemed like the month to tackles some topics on debt (which I almost Freudian slipped there and typed death, because it does feel a little like it’s trying to kill you sometimes). Here are some things about Pete (my debt) that I hated:
1.) Pete needed to be fed every month. And he made it clear that feeding him was more important than feeding me.
2.) Pete kept me from sleeping well at night. He was all cover stealer and no cuddling.
3.) Pete made me stay in a job I really didn’t like, that kept me far away from all of my friends and family for a year and a half longer than I wanted to be there.
4.) When I found my new job was actually worse than my old job, I still had to stay for Pete. Because he’s selfish. And needed to be fed.
5.) I would feed Pete everything he needed to be full, but because of interest, that jerk was never satisfied, so on months where I was just scrapping by, feeding Pete the minimum amount to keep him alive felt more futile than not even feeding him at all.
6.) It was literally like squeezing blood from a stone to build up an emergency fund while I was with Pete.
7.) I did not get to go to Thailand last winter with my cousin. Because of Pete.
8.) I did not get to help my dad have a prototype made of his really cool invention by investing in him. Because of Pete.
9.) I’ve actually missed countless investment opportunities because of Pete.
10.) Pete’s a dirty liar and would whisper sweet nothings in my ear about how good those overly expensive shoes looked on me whenever I started to make some progress towards leaving him. He knew all my weak spots.
Well. F you, Pete! We’re through. And it felt incredible to kick you to the curb and DELETE you from my Mint account. If we’re being totally honest here though, Pete hasn’t been all bad. I was never this good with my finances before Pete happened. Honestly, before Pete happened, I didn’t even know that something like him could. I sort of just wondered how all those poor fools kept winding up so far in debt (sorry, forgive me, I’m one of those fools now too who had the **gasp** audacity to try to get higher edu-ma-cated). Student loans are called good debt, but that’s kind of B.S. Anyone in debt will tell you none of it feels good. All accounts I hear of Pete’s brothers make it sound like they are real bastards as well. So this month I’ll introduce you to Pete in a little more detail and few other friends’ stories about their debt journeys.
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