Most of the people associate a credit report with banks, financial institutions, loans, credit cards, and so on. However, there is more to a credit report. Maintaining a good credit report is a sign that you are leading a disciplined life. It shows that you are in control of one of the most important aspects…
Having a good credit history is essential to functioning in modern society. Your credit score is used to determine interest rates, approve rentals, establish insurance premiums and even in applying for jobs. However, according to a new study, it looks like this generation of Millennials is struggling to understand the very basics of consumer credit.…
I had an alarming conversation with my little brother recently. He’s a pretty smart dude, just turned 21, and recently got his first credit card. I was talking with him about how I was starting to get into credit card churning and he was interested in hearing about all the rewards card perks. Then he…