Resetting on Travel Hacking

Resetting on Travel Hacking

Guys, I love travel hacking. It is absolutely not for everyone, but if you pay off your credit card balance every month (like, every. single. month.) then it might be awesome for you too. Travel rewards cards often have astronomic interest rates. If you miss a single monthly payment, it’s not impossible you can knock…

How Credit Card Churning Can Help Your Credit

How Credit Card Churning Can Help Your Credit

Do you know your credit score? 59.1% of Americans don’t, according to a 2015 LendingTree survey. Kind of crazy considering the huge impact it has on most people’s ability to make large purchases. You may be one of the few who is able to cash flow a new car or buy a home without a…

Don't Bank With First Niagara

Don’t Bank with First Niagara

When I figured out how to open bank accounts using a credit card to reach reward spends I thought, it’s like killing two birds with one stone. I’ll be able to write far more informed opinions about different banks too. I wouldn’t think I’d have that much to say about any bank just three months…