How to Say Happy Holidays to Your Personal Finance Inept Friends

How to Say Happy Holidays to Your Personal Finance Inept Friends

How to Say Happy Holidays to Your Personal Finance Inept Friends | brokeGIRLrich

I feel like Jewish people often get the backburner in a lot of the holiday centric posts, so today, here are 8 personal finance friendly holiday gift options that cover each night of Hanukah, stack up nicely under a Christmas tree, provide a bonus gift for Kwanzaa and can provoke discussion fodder beyond the Airing of the Grievances for your Festivus dinner.

For the Blue Collar Folks In Your Life Who Think They Will Never Retire 

This book proves that pretty much anyone can survive financially even a lowly barber. As a matter of fact, I’m also pretty sure this book also proves barbers are oracles. So maybe pair it with a gift certificate for a shave and a haircut… that way if they’re disgruntled that you’re commenting on their finances or are illiterate, they still get something they can actually use out of the gift.

The Wealthy Barber = $8.36

Barbershop Gift Certificate = Variable $$$

For the Friend Who Is Constantly Borrowing Your Money

Clearly, they need a budget. And who else can make money merry other than the folks already claiming they can! Give the gift of software with You Need a Budget. You can point out that, on average, folk start saving $200 a month using it! Which is terrific, because then you can point out that a great New Year’s Resolution would be to pay you back!

You Need a Budget

You Need a Budget

You Need a Budget. Software = $60 (Windows and Mac)

For the Friend Who Is Always Too Broke to Do Anything With You

Well… at least they’re not borrowing your money. Wish they’d hit up the movies with you more often or check out a swanky restaurant? Gift card it up with them. If you want to be a good friend, get them gift cards they can use for practical purposes like to Walmart or CVS or Exxon. If you want to be a fun friend, get them gift cards to AMC, Loews Theaters or Build-A-Bear.

However, make sure you buy them the smart way! If you think an awesome evening out at Build-A-Bear is the way to go, hit up a site like Raise.com to get an instant discount on that gift card. If checking out weird restaurants together is more the route your planning, hit up Restaurant.com to find gift certificates to local restaurants at a fraction of the cost.

Gift Cards

Gift Cards

Gift Cards = Variable $$$

For the Kid Who Just Doesn’t Get That Money Doesn’t Grow on Trees. And Wants to Be a Pirate 

There aren’t a ton of books written for kids that teach them money doesn’t grow on trees and you don’t need 20 pirate hats, no matter how fashionable they all are. Also good for the young at heart, anyone who has spent a lot of time at sea and anyone with swashbuckling fetish and meager bank account.

Pirates of Financial Freedom

Pirates of Financial Freedom

Pirates of Financial Freedom = $24.99

For the Man With a Power Woman in His Life

Let him know you see his plight. How do you deal with such a successful woman? Of course it’s so unnatural a book needs to be written about it. Fortunately, someone already did and it’s conveniently stocking-stuffer sized.

When She Makes More= $18.80

For Your Game Night Friends Who Spend the Whole Game Trying to Takeover Australia in Risk

Sometimes the best way to learn world domination is through a game. Based on that premise, perhaps the best way to learn investment domination is also through a game. Is creating total dominion over your bank account as easy a formula as always claiming Australia? Why not try it out and see?

CASHFLOW 101 = $60

CASHFLOW for Kids = $39.95

For the Sports Addict in Your Life Who Needs a Different Sort of Coaching

Everyone has that friend who they watch make incredible, mind numbingly stupid financial decisions… but you know that if you call them on it, things’ll get nastier than Madison Square Garden during a Devils vs. Rangers game. So why not pay to get someone else to call them on that madness? Several well established bloggers offer personal finance coaching, some are even CPAs, however my vote is on the man with the mohawk… so while nothing might fix the fact that your friend is misguidedly a Rangers fan, at least someone will tell him to stop buying timeshares and that penny stocks are not a legit investment technique!

Financial Planning & Coaching

Financial Planning & Coaching

1 Hour with J. Money of BudgetsAreSexy = $50

For the Neighbor with the 30 Year Old Car Who Always Seems Happy Anyway

Let ‘em know you’re onto them.

The Millionaire Next Door = $9.60

17 thoughts on “How to Say Happy Holidays to Your Personal Finance Inept Friends

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