Starting a business can be expensive, and the more money you invest into it, the bigger the risk you’re taking. Even if you’re completely confident in the success of your business, there’s a lot that can go wrong between the launch of your business and success. You want to make sure that you have a…
As a business owner and boss you need to be able to make your employees feel safe, secure and appreciated. If you have animosity towards your employees they will not want to come to work. This will increase your employee churn due to people leaving the environment to work elsewhere. Individuals leaving will end up…
Personal finance hasn’t really been on the forefront of my mind the last few weeks/months (arguably last year and a half, in many ways). As I mentioned a few weeks ago, I went to the doctor for a checkup and to sort out a problem with my stomach, and my blood tests came back with…
(Unsplash CC0) The sound of the mailman coming down your driveway shouldn’t fill you with feelings of dread. However, these are the feelings you might experience, especially if your energy bills are on the high side. You could, of course, nail your mailbox shut so he wouldn’t have access, although he would still find a…
It takes only one winner product to turn a business idea into a success. Unfortunately, the thought process is inaccurate and will, as a result, lead to many business bankruptcies. Launching a new product is expensive. Many startups and small side hustles run out of cash even before their product can hit the market —…
Image credit The process of setting up your business can be overwhelming. There are so many tasks to take care of that it’s easy for the mind to go blank. The following post will outline bookkeeping tasks that you can outsource because you don’t have time to do them yourself and should make sure not…
Saving money is a good thing, but conventional savings accounts seldom provide a high return – it may not seem worth putting money into them if you don’t receive much back. However, regardless of who you are, saving for retirement, purchasing a home, starting a company, or any other purpose is critical. So, what are…
In today’s business world, it’s essential to have a digital presence, and it doesn’t matter what sector or niche you might be working in; these days, as horse racing mastermind Belinda Stronach will agree, even horse racing needs a digital presence, let alone general business or something much less narrow in nature. So just what…
Pexels – CC0 License The notion of a starving artist is somewhat obsolete in the modern world. Of course, many creatives suffered due to the pandemic, and with theater closed, and all creative endeavors proving unstable, it’s made many people rethink their careers. But for those people who are now coming up, and are looking…
Usually, it is normal for your ambitions and interests to shifts over time. If you experience a difference in your enthusiasm regarding your work life, it may be time to consider a career move. One thing to ask yourself is whether you despise your company, work, or current situation. Could you see yourself working for…
For the past few months, I’ve been reviewing meal kits to see if they are worth the splurge. The best thing about Dinnerly is that it’s a barely a splurge. It has solidly been the most affordable of the meal kits I’ve tried the last few months. The introductory offer advertised was $60 off but…
https://unsplash.com/photos/npxXWgQ33ZQ They say content is King, and this is most definitely the case in 2021. However, if you are going to use content to your advantage, you need to have a solid strategy, and your content needs to be engaging, interesting, and add value to the reader. Here are some tips: Become your own media…
No one wants to end up in a position where they are bankrupt. Being on a blacklist for almost a decade and being stuck in a financial position where you can’t get so much as a payday loan is not a great place to be. To be stuck with a credit report reflecting bankruptcy can…
Having a higher credit score can help when it comes to being approved for financial products with good interest rates. For example, someone who is applying for a credit card with a low credit score is likely to be offered a much higher rate than someone with an excellent score. Figuring out what credit score…
Wouldn’t it be great if you could live the life you wanted without having to worry about financial constraints and security? Most people need to work up to 8 hours per weekday just to make enough to pay their rent and utility bills, but could there be a way to use your property to help…
Image – CCO Licence Your work is likely one of the most important aspects to your life, and you therefore need to make sure that it is not the kind of thing that is going to be causing you a lot of trouble on the whole. There are many things that you are going to…
If you are recently unemployed then you will know how daunting this can be. You may feel as though you are in a situation unlike any other, and that you simply don’t know how to deal with things. This is very understandable, but there are things that you can do to try and help yourself.…
Making changes to your financial future is one of the most amazing things you can do. There are numerous things you can do to help improve your financial situation, but it is critical that you do everything possible to get this right, which includes investing wisely. image Stocks and shares Stocks and shares are a…
Profile I am thirty seven years old and I’m a freelance digital event producer. I make $50/hour at the main company I work with. I also work part time for a theatre company doing a digital murder mystery/escape room for £15/hour a few evenings a week. Spending & Saving I had a lot of feels…
You found your dream job, and you are ready to make the move and get started on the career you have been building towards. You are ready for your new big adventure in a city full of culture, bustle, and opportunity. But finding a place to live has burst your bubble. Not knowing anyone in…
With incomes on the rise, the average American now pays $15,322 in federal income taxes. That’s a huge chunk of change that could otherwise be spent on healthcare, housing, or debt reduction. Thankfully, the U.S. tax code allows taxpayers to take advantage of deductions to reduce their taxable income, and ultimately, their tax bill. Here’s…
This last week I went back into NYC for the first time since the pandemic started. I live about 40 minutes away in New Jersey and trips into the city, as well as working there sometimes, have been a pretty regular part of my life since I was a teenager. There’s no lost love between…
Happiness is important in any career. However, it’s not always the full story. Many of us are looking for ways to earn more money. We want jobs that satisfy us, whilst also providing a generous paycheque. When you’re trying to find a career that pays well and is interesting, it can be difficult to know…
If you pay off your credit cards every month, I am a strong advocate of harnessing the power of rewards cards. If you don’t pay off your cards every month, the interest rate generally destroys the value of using rewards cards. Over the last several years, I’ve usually opened new credit cards when planning for…
In our continuing quest to find an affordable meal kit that has good recipes, this month I moved on to Sunbasket. Now, Sunbasket is definitely in the splurge category. It’s one of the more expensive meal kits I’ve looked at during this project. The introductory offer was $70 off across 4 meal orders. We all…