N.I.N.E. years. My blog is hands down the longest relationship I’ve ever been in. My blog’s birthday and mine are very close to each other, so I feel a strong passing of time towards the end of July every year. When I started this in 2013, I had no idea what I was doing, only…
Unsplash – CC0 License Life should be about taking bold steps to improve yourself. But too many of us get stuck in a rut, never really getting anywhere, lazing around in dull careers, waiting for a paycheck to arrive at the end of the month. We don’t develop ourselves spiritually, emotionally, financially, and physically and…
Please note that I really like this card and so there is an affiliate link included in this post. If you join using the link, you get your first transfer fee free up to 600 USD and I would get a small fee. As I prepped to move to the UK, one of my…
Many things in our world today can cause us stress and worry. Most of these problems are hard to fix, so we have to learn how to live with them. Money is the most obvious and important problem that almost everyone will have to deal with it. Photo by Alexander Mils: https://www.pexels.com/photo/person-holding-100-us-dollar-banknotes-2068975/ Despite what many…
So in this series I’ve been reflecting back on Mel’s Money Manifesto that I wrote back in 2013 and then… largely forgot about it. So I’ve been curious to see how I actually did over the last nine years and how many of these goals actually still matter to me. If you’ve been following along,…
Photo by David McBee Starting your investment journey is a big move. You need to make sure that you are making the right investment decisions at all times. Bad decisions can be damaging to your financial health and lead to severe repercussions. To avoid all of these you need to make sure that you have…
Profile I am thirty seven years old and I’m a freelance stage manager and digital event producer. I make $55/hour at the digital production company I work with. I work a variety of small side hustles, and am also a full time student working on a PhD in Drama. Spending & Saving I feel a…
We all know just how effective side hustles can be at helping you live a comfortable lifestyle. However, when you’re already working hard for 40 or more hours a week at a desk, why would you want to put more time in?! But we’ve got some good news for you: there are practical side hustles…
There are several different ways that you can earn an extra income. The following blog will discuss a few of the most popular methods. However, remember that what works for one person may not work for another, so be sure to do your research and find the best option for you! 1) Sell Items You…
Hello, friends. So today I thought we’d talk about money and my first few weeks living in England. Not even so much about spending but on like… literally how to access it and survive. I still have full review pending, because there are some more things I want to check, but opening a Wise account…
Debt is a lot more common than you imagine. In fact, a whopping 13% of Americans expect to be in debt for the rest of their lives. Does it mean that debt is unavoidable? Well, not so fast. It is true that the collective American debt reaches about $14 trillion, which is a non-negligible sum.…
Audits are often seen as a negative thing, but they don’t have to be. In fact, audits can actually be a good thing for businesses when they’re done correctly. Many people think of audits as a way for the government to come in and find fault with businesses, but rarely the case. Instead, audits can…
There’s no question that making your business run smoothly is important. After all, a well-oiled machine is more likely to be profitable and successful than one that’s constantly grinding to a halt. Photo by Jason Goodman on Unsplash So, how can you make sure your business is running as smoothly as possible? Here Are A…
Image Credit Competition is unavoidable in businesses since many other entrepreneurs have the same business idea as you. Therefore, it is virtually impossible to totally dominate an entire industry or niche. You will compete with your competitors for the same target audience, and research shows that the average American company will lose 15% of its…
Friends, let me tell you a story about the power of a thank you note. Around the time Ringling Brothers closed, my resume floated to the top when Cirque was kindly trying to help rehome a lot of unemployed circus workers. I was not currently an employee at Ringling, but somehow my resume got flagged…
Image credit Thinking about your future can be a little scary. With so many potential outcomes, it’s hard to know which ones are the most likely for you and what you should do to prepare for them. Fortunately, thinking about your future (and how it might change) is an excellent opportunity to get more organized…
Homeownership can be a valuable asset and help to carve out a path for a stable financial future. What is more, repaying a mortgage can often be cheaper than paying for rent, saving you money all the while the price of your property is hopefully increasing in value. That said, there are more costs to…
There will be times in your career when you find yourself in a bind. Legal insurance offers coverage to individuals throughout their lifetimes. While you may not consider it important now, you will wish you were protected when that time comes. There are many reasons why legal representation for employees in St Louis is necessary,…
Buying a home is likely to be one of the biggest purchases you will make in your lifetime. It is undeniably expensive and requires a huge long-term financial commitment. For many, the sheer expense of buying a property can make it an unattainable goal. That said if buying a home is something you want to…
Source: Pixabay on Pexels Bankers look at financial security as a way to gauge your ability to repay a loan and make other financial decisions. Financial institutions use different criteria, depending on the type of loan or deposit being considered. However, most banks ask similar questions in order to measure how much risk they’re willing…
Image Pexels CC0 License Whether you are saving for a house, or you want to build up your savings in case of a rainy day, there are many reasons to generate an extra income. Earning money in addition to your day job is a great way to improve your financial situation and be free of…
Pexels – CC0 License Most business owners understand that the absolutely vital necessity of keeping their staff and visitors safe, especially when occupying our retail locations, is always non-negotiable. As unlikely a target as it might be over the years, we must always aim for absolutely zero injuries on our premise, as there’s never an…
Continuing with my journey reviewing Mel’s Money Manifesto, today’s topic is stocks. This is certainly not a quantifiable metric but I definitely feel a lot more comfortable dealing with stocks now than I did in 2013. Most of my knowledge about stocks prior to becoming more financially literate was that my grandfather, who worked for…
Image – Pixabay CC0 License Building a better financial future is an ongoing challenge that can take months, or even years, to master. Thankfully, though, it is possible to unlock significant improvements in next to no time. Better still, many of the steps used to make this happen are very easy to implement. With the…
Image credit In today’s digital age, many people seek ways to generate passive income streams outside their 9-to-5 job. The millennial generation, in particular, is embracing side hustles to increase earnings, gain new skills, and expand their professional network. Side hustles not only give you a financial boost but can also lead to more career…