I really like some aspects of psychology, especially why we do the things we do. I’ve been fascinated with personality typing and stuff like Briggs-Meyers tests since I first learned what they were (yeah, I even do those silly Facebook tests – I am a Snape). While each of these “types” are broad generalizations, the fact is that most people do fall within one of these categories pretty well, if with a few exceptions.

A few years ago, a financial planner named Ray Linder noticed that people also seemed to fall into groups regarding how they dealt with their money. Linder was also interested in Jungian psychology (the basis of Briggs and Meyers test) and found that within the groups that Briggs and Meyers suggested, a few could be chunked together and, overall, there are four types of ways people approach money – Protectors, Planers, Pleasers and Players.

If you don’t have debt and have very strict structures placed around your savings goals for the future, you’re a Protector and you’re likely an ESTJ, ESFJ, ISTJ, or ISFJ. Debt has probably never been a big thing for you, or if it was a necessity for a little while, you probably paid it off like a madman.

If you’re a little looser with your investing strategies and have an easier time seeing a better route to your big goal, you’ll go with it, then you might be a Planner and you’re likely an ENTJ, ENTP, INTJ, and INTP. Planners have no trouble spending if it helps reach the big goal.

If you love spending your money on others and making people happy is a big deal ro you, you are probably a Pleaser and you may be an ENFJ, ENFP, INFJ or INFP. If you feel like people take advantage of your generosity regularly, this is probably you, and you are more likely to be carrying some debt.

If you feel money is made to be spent and YOLO and all that, you are probably a Player and are likely an ESTP, ESFP, ISTP, or ISFP. You probably have a large amount of debt and trouble getting out of it because there’s always something amazing that has to be done or bought right now. It’s not entirely you’re fault, apparently you are a little hard wired that way.

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So brokeGIRLrich readers, which personality type are you? 

 

Sources

Keirsey, David. Please Understand Me II. Del Mar, CA: Prometheus Nemesis Book Company, 1998. Print.

“What Your Personality Type Means for Your Money.” LearnVest. 14 Jan 2013. Web. 10 December 2013.