#NYCFail – Brokerage Fees

I think in the personal finance blogger realm, we like to dole out advice and tips about all our awesome saving, investing, frugal, thrifty, money wins. But sometimes we fail. And this is one of those stories.   One of my resolutions this year was to get my own apartment in NYC. It had been…

Budget 101: Needs vs Wants

Something that folks of the Depression era seemed to have a much better grasp on than the Generation X and Yers is the concept of needs versus wants. Clearly defining these and coming up with an approach to pay for them is likely to change your outlook on spending. Here, in its most basic form,…