Although it is impossible to plan for certain situations like illness, preparing for its associated financial liabilities can be relatively easy. Insurance is no longer a luxury due to the significant increase in healthcare costs. However, recent studies suggest that more than 28 million people do not have health insurance. Picking the right plan can…
Unfortunately, even the most careful and cautious drivers can find themselves involved in road collisions. Because of this, insurance is a necessity for everyone, and in some cases, it’s legally mandatory. Knowing all the crucial details about car insurance can be essential in getting the most out of any claim. So, we’ve rounded up some…
A house fire is far too common in the United States. In fact, every year around 3000 people die in fires in the US. This means that more than three people die each week due to a house fire, and, according to FEMA, one child dies every day as a result of a fire in…
Let’s talk a little about life insurance. Life insurance is an insurance you buy that pays out in the event of your death. It’s pretty easy to do some research and find some whole and term life insurance quotes on the internet. There are two main types: term life insurance and whole life insurance. Term…
A quality insurance policy can protect your assets and help you sleep better at night. However, the process of choosing the right one for your needs is not as simple as it sounds. To make sure that you get a good deal on an appropriate product, follow these three tips: Image by Steve Buissinne from…
So, despite being increasingly proficient at financial stuff, our healthcare system is still just too much for me. I realized recently that deep down, I always feel like I’m spinning a game wheel every time I walk into a doctor’s office. Will this magically be covered? Will it cost me $1,000? Will it cost me…
I had a fairly unusual experience over the last few weeks. I got a sinus infection that would just not go away. There was nothing unusual about this. I get these kind of often. But out on tour, the schedule is a little crazy and it takes a while to be sure it’s a sinus…
**This post contains affiliate links.** Several years ago, while out on tour with some lovely dinosaurs, we got robbed at a random hotel in the middle of nowhere in California. We were doing a children’s theater tour with about a dozen of us in a 15 passenger van, a Penske, and a midsize car. After…
If you need to make a claim for social security disability or long-term disability, then you would benefit from speaking with an attorney who specialises in this field. I’ve found out the low down on the experts at Osterhout Berger to see how they can help you if you need support in this area. Why…
5 Different Types of Insurance Policies You Should Buy Your odds of winning the lotteryare fairly slim, but you still like to daydream about it. Life is unpredictable, after all. Who knows what will happen in the future? Not all of life’s surprises are as pleasant as picking the winning lotto numbers. It’s much more…
Buying a home is an exciting and stressful process. There are many things that need to be considered, but if you play your cards right you could be making the investment of a lifetime. The home will not only provide a safe haven for you and your family, but it means that you will not…
When shopping for life insurance, you’ll ultimately end up choosing from two broad options; whole/permanent life insurance and term life insurance. While whole life policies are quite popular, more and more people are realizing that these one-size-fit-all covers aren’t all that. You end up paying more over the period of coverage because of additional fees,…
Businesses thrive when they have the ability and the knack to bring in more customers constantly. It doesn’t take a genius to realize that the more prospects you have, the more successful conversions to customers you’re likely to achieve. Businesses habitually indulge in different practices to garner more customers. This includes a specific focus on…
(Image Link) Like most professional fields, finance is incredibly complicated. Even on the side which customers are supposed to be exposed to, products have confusing names, you have loads of options before you, and the information companies give you can sound like gibberish. In the end, a lot of people feel daunted when it comes…
Shopping for auto insurance is one of those unpleasant, but necessary, life tasks. With so many plans and so many insurance companies, it can seem overwhelming at times. It really doesn’t have to be. It’s extremely helpful to have an independent entity searching through different options to avoid getting lost in the confusing sea of…
Owning a home is considered by many to be a great investment, and it is. However, you have to make sure that when you are a homeowner you protect your investment from everything from pests to burglars and from fires to flooding. Luckily, there are tips out there to help you protect your property from…
If you’ve committed yourself to living frugally, you may find that working auto insurance into your budget is challenging. However, it’s not an impossible task. Shopping smart and understanding your options are vital when selecting a coverage solution for your vehicle. Do the Math With Deductibles Your deductible is one of the factors that controls…
If you don’t know what “fintech” stands for, it’s financial technology, and it has completely changed the way that we handle our finances. There are thousands of different websites and apps that you can use to make the most of your money. Some companies and apps are using technology to completely change the way that…
“‘In this world nothing can be said to be certain, except death and taxes.” – Benjamin Franklin, 1817 Many families are used to cutting back on the little luxuries to pay for the rising costs of healthcare and education. I am no stranger to this, as I would guess are you, my readers, however it…
Driving without auto insurance can be risky. In fact, it’s a criminal offense and you can be charged in court as a result. Although the number of motorists that are uninsured is dropping (1 in 8 drivers was uninsured in 2014), there are still many motorists who drive without auto insurance. State laws are strict…
Saving lots of money on your monthly car insurance premiums doesn’t have to be complicated, difficult or some kind of art – it just means getting your priorities straight. You see, car insurance policies are surprisingly modular, and today’s car insurance providers are very flexible. In order to keep their customers happy, most providers and…
Everyone needs auto insurance. It is legally required in most states. However, that doesn’t mean you have to buy the first policy you come across. It is actually a very good idea to shop around and try to find the policy that gives you the best value. To do that, there are several things you…
I don’t know about you guys, but my car insurance payment is one of the biggest expenses I have each year – New Jersey isn’t exactly the cheapest place to get insurance either. I’m pretty lucky though, since I actually understand my policy pretty well and all the mumbo jumbo that it’s made out of,…