Being a parent is no mean feat. It’s one thing fathering or mothering a child, it’s another taking care of them and teaching them how to succeed as responsible human beings. Of all the lessons children can learn, none will prove more valuable than sensible financial management. There are effectively two types of people: spenders…
Last week I wrote about the struggle to stay motivated and why it’s so important to water down your soap and Jamie from Medium Sized Family left a great comment about how her weekly post 5 Ways We’ve Saved Money This Week reminds her of teeny tiny wins that bring her closer to her big…
The person who taught me to add a little water to the soap bottle to get the last bit was my grandmother. She didn’t waste much. At grandma’s house, we ate all the leftovers. Patched clothes that ripped and repaired most things that broke. Now, as an adult, I water down the soap too at…
Every once in a while, one of the blogs I write for asks me to write a spending breakdown related to groceries. For example, this post about how to Whole 30 on a budget. I find them to be some of the toughest posts to write because, at the end of the day, budgets often…
We are all about saving money here at brokeGIRLrich and particularly nifty site to help you do that when you’re shopping is Dealspotr. What makes Dealspotr unique is that the deals are crowd sourced. Once you sign up for the site, not only can you search for deals, if you find one you can enter…
There are some things in life you just can’t put a price on but when it comes to material goods it doesn’t hurt to consider their true value to you before you decide to part with your cash. It can be anything from a dream home to a stylish car that you have aspirations to…
Most of us would rather be saving rather than spending any spare cash we have each month paying down debt, but it can often feel like you are swimming against the tide and won’t get to a position where you can concentrate on creating some meaningful wealth. It’s time to take a positive outlook and…
Before I even saw my email the other day with digit’s announcement that they plan to start charging monthly, 3 different friends texted me to tell me about it. I have been hardcore on the digit bandwagon. A few of you have probably read my digit supporting posts through the years: digit: Do You Have…
I’ve been a little obsessed with ModCloth since I first found them several years ago. The clothes are quirky and adorable. I love that the reviews are of real girls, including pictures of them wearing the clothes. What I don’t love is how expensive ModCloth is. And when something I don’t like collides with something…
Alright friends, let’s talk a little about our spending habits. No matter how much we focus on cutting down costs, frugal living and trying to churn our own butter, sometimes we still have to buy things. Maybe it’s just the bare essentials. Maybe it’s Starbucks (trust me, I’m not judging). There are some things in…
Self control is the worst. The brain is a funny thing, isn’t it? I just completed my second Whole 30 and it definitely did all the good things again. I slept better. My stomach felt better. I had plenty of energy. I totally saw all the benefits happening. It’s not a myth. I’ve lived how…
Returns are a fact of life in retailing. The reasons for this are as many and varied as your customer base. Regardless of how great your product is, or how much you strive to ensure customer satisfaction, you’re going to see returns. With that said however, you should still do everything you can to stave…
For the last 5 or so years, my family has been on a rogue Verizon plan. Back in the early days of data, Verizon has an unlimited data plan, that it quickly realized was not the best way to make the most money off of people. My dad found a loophole and as long as…
Broadband internet is something that is today necessary in every home. Many people sign up to a broadband provider and then simply forget about it. They will carry on paying month after month for many years until something triggers them to reassess their broadband – perhaps a difficulty with the connection speed or perhaps a…
Hey guys, I’ve got a great guest post for you today from my pal Nazeem. Hello reader, I’m a South African financial blogger and I’d like to share some of my experiences with you. As a South African, I’ve found that I’m frequently reminded of the importance of financial planning. But how many of us…
According to Zillow, the average median home value in New Jersey is $294,100. From what I know of this state, that’s definitely factoring some (much cheaper) South Jersey home prices and that’s probably a pretty small house. I think my parents’ house is a really pretty average three bedroom and Zillow lists it as just…
Do you have a little to do list of things that need to be taken care of that you keep putting off? Packing is the thing I hate doing the most, so whenever I have to do it, I’ll do just about anything else to keep from working on it. This time, I took care…
Did you know that 25% of engagements happen over the holidays? If the recent holidays made you into a bride-to-be, congrats! Wedding mega-site The Knot points out some real scary financial statistics related to weddings. According to them, the average wedding cost is $31,213. Let’s be real though, if you’re checking out sites like mine,…
‘Tis the season for some last minute shopping. I know I always have the best of intentions about buying gifts year round when I find just the right thing or at least being done by Christmas, but this year just didn’t pan out like that. This year has been the year of chaos. I messed…
The key to feeling secure financially is not reliant on the amount of money you make. The most fiscally secure people make the most of what they have and are smart stewards of their money. If you’re ready for more financial freedom, take a look at a few of the steps to take to get…
“It’s a Girl – Birth Announcement” (CC BY 2.0) by Jonathan Rolande at https://housebuyfast.co.uk/ The cost of being a woman is ridiculous at times, honestly. There are so many items that we have to pay for which make frugal living a lot harder – some are unavoidable, whilst others are simply marketed to make us think so. The extra that…
Word of mouth is really how we roll these days, isn’t it? My two best friends and I have a group chat that regularly pings with a message that one of us found an awesome deal. Sometimes it’s a sale on something we know one of the others would love or sometimes it’s an amazing…
Saving money doesn’t have to be a boring chore, but it does involve tweaking your lifestyle a bit. If you find yourself staring dumbfounded at your monthly credit card bill wondering how in the world the balance got so high, it’s time to assess your spending habits. Daily expenses add up quick and turn your…
There are a few posts I’m particularly proud of just because of how practical and useful they are. They’re either full of hard earned knowledge on my part or they are crazy experiments that actually worked and saved me money. In no particular order, here are 10 of the most useful (and some of the most…
Finding the best deal on whatever you are looking for has become infinitely easier with the advent of smartphone apps that allow instant comparison shopping, and buyers’ clubs that offer discounts with membership. You can, however, realize ever greater savings when you know the best time of day, week or year to shop. Whether you…