I was extremely lucky when I went to grad school. I knew I was going to have to take out a pretty big loan and I just happened to be talking about it with my grandmother when she volunteered to loan me most of it instead. $20,000 is nothing to sneeze at and 0.0% interested…
There are two chores I REALLY hate doing and one of them is definitely the dishes. It feels futile. Hopeless and overwhelming. Inevitably, as soon as I finish washing them, I’m thirsty. And I want some milk. And now a glass is dirty again. Sweet baby Jesus, when will it ever end?!?!!? Not gonna lie.…
I don’t know if any of you are familiar with Melanie over at Dear Debt, but she writes a lot about (surprise) debt, a subject still near and dear to my heart, since it’s shaped my entire view of money. She has a great guest post series featuring people writing their own Dear Debt letters…
Throughout my twenties, I had one really bad money “habit” – school. Education was held up to some crazy standard in my house as long as I could remember. If I didn’t get straight A’s, I would be grounded for the following marking period. There was no discussion of if I would go to college…
Sending in that last debt payment is an incredible feeling! I skipped away from the mailbox. I splurged with a legitimate “I earned this” feeling on my next trip to the grocery store (and buy splurged I mean I bought two items I’d be staring down for months and just kept telling myself they were…
I was never terribly good with money. Never terribly bad either just very apathetic about it, that is until I had none and owed pretty much every major Canadian bank. My downward spiral started when I was 20, with the delivery of my first credit card. Knowing what I know now I would have cut…
To get rid of debt, you need a budget that actually puts you in the black each month, so that you can contribute that extra money to paying down your debt. Sometimes it looks completely hopeless, but if you’re ready to buckle down and get rid of that debt, here’s a list of several areas…
Struggling with debt? Here are a few methods to help get your Pete under control and on his way to the curb. 1.) Snowballer – this is Dave Ramsey’s extremely popular method of ranking all of your debts from highest to lowest, start with the lowest one and direct all the extra cash you can find…
Being a husband and a father of three children I truly felt like I had let them down in the summer of 2010 when I had to let them know we could not afford a family vacation. I felt embarrassed and disappointed that I had let our finances get to this point, a whopping $109k in…
I really like some aspects of psychology, especially why we do the things we do. I’ve been fascinated with personality typing and stuff like Briggs-Meyers tests since I first learned what they were (yeah, I even do those silly Facebook tests – I am a Snape). While each of these “types” are broad generalizations, the…
Here’s the lowdown. Debt is owing more than you have. Simple as that. There are people who say some debt is good debt (like mortgages and student loans – things most people are likely to use to get ahead in life) and there are some people who say all debt is bad debt. Either way,…
Holy cow. I’m a reader story on Get Rich Slowly today. And my post even connects with the theme of the month here. Check it out. Like lots of other millennials, I spent most of my 20s in school, working underpaid jobs I’m overqualified for, giving up on those jobs, going back to school and,…
Today is the first day I’ve ever featured a guest post, and I’m really excited it’s Michelle! I was won over to her blog by the header alone “one girl’s journey to get out of debt, survive unemployment, and buy all the shoes.” Yeah, all the shoes!! And, er, good financial decisions too! But enough…
Everywhere you look in America, there are endless headlines about debt – every generation and every type of debt. We seem to be very thorough about getting into debt here. Plenty of other nations moan about their debt levels, but America isn’t really doing that awesome (although also not as bad as some seem to…
This month I am celebrating my first entirely debt free month in about 6 years, so it seemed like the month to tackles some topics on debt (which I almost Freudian slipped there and typed death, because it does feel a little like it’s trying to kill you sometimes). Here are some things about Pete…