Profile I am thirty five years old and I work as the General Stage Manager for a touring circus. I make $2,000 a week and have an approximate $40 per diem (issued in local currency). I’m currently living at home with my dad when I’m not on road, which is a major factor in why…
When people talk about investments, many assume that mean stocks and shares only. But actually, there is so much more that you can do to make your money work for you. We are now very used to seeing bloggers and influencers sharing their secrets to making enough money to afford wonderful holidays, luxurious lifestyles. And,…
Your saving habits might not be working out for you – why? Simply because they’re not the ones you should be aiming for! Sometimes all you need to do is think about things a little more thoroughly, and make some simple changes here and there to ensure you’ve got more cash in your savings account…
With the dawn of a new year approaching, the chances are that you will be thinking about your new year’s resolutions. However, you don’t want those flash in a pan promises that fail by the second week in January. You might want to get fit, but you never go to the gym. You might want…
Image via Pexels – CC0 Licence We live in an age of portfolio careers, where it makes sense for our skills and our personal finance to run a small business as an add-on to our day job – often called a ‘side hustle’. Up to 44 million people in the US reportedly have one, and…
Exam stress is very real. One study showed that students saw a spike in cortisol, which is a hormone that is caused by stress, leading up to exam times. What’s more, the study showed that those students with high cortisol levels were more likely to achieve lower grades than expected. There are steps that all…
Over here, we’re all about frugality – it’s the name of our game. But sometimes, life demands big expenses. We can go about putting them off for as long as possible, but sometimes nickel and diming to the 10th degree does more harm than good. This is especially true in the case of the new…
Bogota, Colombia is at the heart of the country with access to Caribbean beaches, the peaks of the Andes, the lush vibrancy of the Amazon jungle, and a host of bustling metropolitan cities. Today, Colombia and its capital are quickly becoming a trendy vacation spot for travelers from all over the world. Colorful buildings, landmarks…
Saving is tough for young adults and those with new families. A combination of high rent, expensive necessities, and supporting family members means there’s little to spare. Add the fact 26% of people cite inadequate income as their reason for an inability to save and it’s easy to see you’re not the only one struggling. Budgeting is…
5 When you sign up for a car finance loan, it’s a long-term commitment. You will allot a certain portion of your monthly salary to pay for the loan. When you fail to pay on time or if you skip monthly payments, you will end up with penalties and charges. You don’t want to face…
Investing in marijuana has been a major trend during the past decade with the wave of states implementing medical marijuana legislation in the United States. Companies have appeared in certain regions of the country growing and manufacturing the needed supply to meet the demand. However, the process has surely seen its ups and downs as…
While having a credit card immediately puts you at risk of falling into the grips of debt, there are times when relying on credit is absolutely necessary. However, with a few money-savvy adjustments to your spending behaviour and a different approach to your available credit, you can effectively avoid debt while owning a credit card.…
Many people often dream of owning a business at one time, but determining what products or services to offer is quite challenging. Franchise businesses, however, offer an incredible business option as these ventures are already branded, and customers are familiar with the products and services from the brand. Franchises offer the flexibility and independence of…
For preventing the poor people in the United States from being a burden on their friends, family, neighbors or country, and for making them beneficial to the public. In this great day and age, in accordance with the order of the Great American Dream, we see a prevalence of good citizens finding themselves vexed with…
**This post contains affiliate links.** Several years ago, while out on tour with some lovely dinosaurs, we got robbed at a random hotel in the middle of nowhere in California. We were doing a children’s theater tour with about a dozen of us in a 15 passenger van, a Penske, and a midsize car. After…
Albert Einstein is credited with calling compound interest the 8th wonder of the world. If you harness that power in your 20s, your path to retirement is going to be much, much easier. Step #1: Open an IRA People can write page after page after page about whether a traditional one or a Roth one…
Profile I am thirty five years old and I work as the General Stage Manager for a touring circus. I make $2,000 a week and have an approximate $40 per diem (issued in local currency). I’m currently living at home with my dad when I’m not on road, which Is a major factor in why…
There’s a simple way to improve the state of your finances: stop spending your money. But of course, this is much easier said than done. While, of course, there are things that we need to buy, the real challenge is to stop spending the money that we could leave in our bank account, if we…
Pexels – CC0 License A business has many goals over the course of its lifetime. For example, over the years they may have how to appeal to more people, how to pay of creditors more quickly, how to deal with that PR disaster, how to appeal to people once again, and how to expand or…
**This post contains affiliate links.** Let’s talk about debt consolidation. My first thought when I hear that phrase is a smarmy infomercial on late night TV and guy in a bad toupee trying to sell me something that looks sketchy as all get out. In reality, it can be an amazing tool to help you…
Lateral hiring is something that everyone does or gets offered. However, if you were ever to get headhunted, it’s something that can be difficult to understand if you’ve never even met the company before or had dealings with the person who is offering you an interview for the role. You may get headhunted through a…
Welcome to another edition of financial analogies Mel thinks about while swimming. If you also swim, or like parallels between fitness and finance, check out these other posts: How Running Is Like Personal Finance – Part I How Running is Like Personal Finance – Part II How Running is Like Personal Finance – Part III…
Anyone born post-1990s, you have or you will grow up using computers as if they were second nature. We don’t even think twice about it. How alien our world is to all previous generations. With this new world come a few challenges that we have to understand in order to defeat. Online safety is an…
08 Living in today’s economy can be difficult. With all of your expenses constantly piling up and leaving you with less disposable income than you had initially budgeted, there’s plenty of reason to feel frustrated with the monthly onslaught of bills due. Making money is one thing, but saving up enough to ensure a sense…
If you’re of the millennial generation, then there’s a high chance that you might be wondering whether you should sever ties with your big bank. You may want to support small credit unions rather than giving your hard-earned to the big guys, especially for unnecessary charges like Wells Fargo checking account fees or relentless overdraft…