Earning Money Is Easy. Keeping It Is The Hard Part

Pixabay – CC0 License Earning money is surprisingly easy. You show up to work, provide a little bit of value, and hey presto! Your boss dumps a load of cash into your account.  Keeping your money, however – now that’s an entirely different ball game.  When you’re a productive person, you suddenly find that everyone…

Spending Less

In our last post, we were talking about budgeting and what to do when the numbers don’t line up in the way you hoped. Earn more or spend less. Today we’ll look a little at spending less. I think it’s the natural default when your finances are out of whack because you are in control…

Budgets = Freedom: A Quick Look at Budgeting

When I started my blog (cough, cough, seven years ago), I used to come up with themes for the month, so I’d know what to research and concentrate on. If you’re just getting started with budgeting and want to dive deeper, there’s a budget 101 series you can put in the site search bar and…

The Science of Well-Being

Does anyone else find that they are feeling a little extra pressure to ACCOMPLISH. ALL. THE. THINGS during social distancing? I feel like I gung-ho signed up for like 10 different classes, committed myself to practicing an instrument and a language, started doing yoga, and signed up for a virtual walk/run to keep myself moving.…

4 Tips for Making the Most of Debt Management

A popular saying goes, “Anything worth doing is worth doing right.” Getting out of debt is no exception here. When you settle on a plan to eliminate your debt, you want to give it your all and maximize your chances of success. Debt management is essentially a form of consolidation, but instead of taking out…

Financial Resources for Surviving COVID-19

Financial Resources for Surviving COVID-19

Times might be a little tougher than usual right now and if you’re trying to figure out how to make your finances work until your next paycheck, below is a collection of resources for you to explore. Government Welfare Programs Unemployment Insurance Benefits: this program provides a payout based on your previous income until you…

Is Global Entry Worth It?

Is Global Entry Worth It?

And now for a small break into a post that has nothing to do with Coronavirus, just a reminder that there was a world before, and a hopefulness that there will still be the same old world after. I have flown a lot over the last year. Definitely more than the last several years combined.…

Social Distancing Check In

Social Distancing Check In

So. How’s everyone doing with the isolation? I hope we’re all getting our social distancing properly on. I feel like every day is sort of roller coaster-y. Some days just zip through and I get a ton of stuff done. Other days, I feel like my brain is mush and I can’t do much more…

Accountability: March 2020

Profile I am thirty five years old and I am a Visiting Instructor of Theatre Arts/Production Management at a state university, where I make $26,418.51 for the semester. Spending & Saving What even was this month? I mean… I’m one of those people who sometimes laughs at inappropriate times and when I am overwhelmed. I…

You’re More Likely to Need a Lawyer Than You Think

One of the last things people have on their mind is which lawyer to hire and where to find them. After all, people typically don’t want to be thinking about going to court or needing serious legal assistance for something. If you do, it usually means you’ve gotten yourself into a bit of trouble and…

To Go or Not to Go? That Is The Question

So let’s talk a little more about Coronavirus and travel. Though first, I am like super curious where everyone is falling on the fear scale here? I can’t decide if I’m underreacting or the stage manager who fights the panic in me is just so strong, but I feel vaguely fatalistic that it may likely…

Self Employed Nightmares

If you’re not self employed, then you might think of it as a dream. The freedom of being able to work at your own pace and to your own rules. The freedom of being able to take time off and do whatever you please during the day. If you want to finish before 5 pm,…

The Spending Dam

I know I’m beating a dead horse here, but that’s sort of how I figure out stuff financially (in case ya’ll haven’t figured that out over the last seven years of this finance journey), but I’m still fixating on the $24 a day. I went a little off the rails today. I started out the…

TrupointTax App Review

**This is a sponsored post – I received a 50% discount on my filing fee in exchange for reviewing this app. All opinions though are entirely my own. And I will happily pay freaking full price for this next year.** It’s like the tax gods heard my plea last week and sent me an awesome…

Coronavirus and Freelancing in the Arts

Coronavirus and Freelancing in the Arts

A few days ago, I came across this tweet and thought, “we are all pretty screwed if the freelancers who never mention money are now worrying about money”: Of course, I think about money all the time, so no surprise there. The number of events starting to get cancelled or moved to an undetermined date…

Tax Rant 2020

So one of the nice things about blogging is that once in a while (or… whenever you want really), you can use your blog as a venting soapbox. Today’s topic is taxes. Actually, you could probably scroll back and there are one to two venting posts every single year. I don’t mind paying taxes. Actually,…

Budget Busters

Budget Busters

A few weeks ago, I wrote a post about my new budget limitations and how I work under the assumption that I have $24.36 a day to get me through, after spending on essentials and hitting some, but not all, of my savings goals. Fortunately, this based on my salary and not any side hustling,…

Little Adulting Costs

Little Adulting Costs

I took a fairly major adulting step this week. I bought a set of four matching glasses at the Christmas Tree Shop. I figured, I have a nice apartment, and I have friends coming to stay for the weekend… and then I thought about my dishware and laughed because the majority of it is plastic…

Accountability: February 2020

Profile I am thirty five years old and I am a Visiting Instructor of Theatre Arts/Production Management at a state university, where I make $26,418.51 for the semester. Saving & Spending Things seem a little less like a runaway train here, but my spending is still far from on point. I’m feeling a little less…

Five Wealth Building Secrets That You Should Know

Picture this. Two persons have the same level of education, experience, and opportunities. Yet, one seems to have a magic touch in creating wealth while the other wallows in poverty for ages. How so? Well, wealth creation is a skill that is lacking in many people. And, despite their best efforts to be in control…