Over at Medium Sized Family, Jamie does this amazing 5 Ways We’ve Saved this week that I love reading – because awesome personal finance skillz are really just a combination of a bazillion tiny wins that grow over time.
I thought of her posts many times this week as I failed and failed and failed and in the spirit of transparency, here’s a list of the ways I’ve failed this week
*I get three free meals a day at work. Since we moved to NYC, I’ve eaten out at least one meal almost every day.
*I got my laundry picked up and washed.
*I lost my thumb drive and had to go buy another.
*I lost several work receipts and can’t get reimbursed now.
*I threw out a rebate coupon because it felt like it would take too much time to fill it out.
So what do we do with money fails? Heaven knows if you’ve been reading here long enough, you know I have a pile of them from time to time.
Identifying the problem usually helps – currently it’s that I have very little time. When I do have a little time and some co-workers are like, “let’s go grab some pizza,” the idea of leaving the lot is so appealing I have trouble saying no.
So how do I fix this problem?
Well, time will help a little. By the end of next week, our show will be loaded in, most of the big media outlets will have already covered us, the prep for several special shows will be mostly done, and the show will be open (so come check out the circus in Lincoln Center, if you’re a New Yorker).
Things like being so frazzled I can’t tackle a rebate form shouldn’t occur anymore. Or losing things.
Also, with a little more time, staying here, eating and then hanging out with friends on the lot is a lot more appealing.
To be honest, not sure what to do about the laundry, since Lincoln Center is a little hoity toity and there are no Laundromats within 10 blocks, but I can probably work something better out in the long run.
So in retrospect, it appears that being wildly overworked and exhausted are two key factors that lead to overspending and not-so-well thought out spending.
How’s your week been?