Dobot: The Best Tool to Boost Savings

Dobot: The Best Tool to Boost Savings

About six years ago, I was a super advocate for digit and Dobot. Both of these are apps that connect to your checking account and siphon out small amounts using an algorithm (or you can schedule a set amount) into a saving account. They were incredible and free, but then both services started charging. If…

Which Buckets to Empty?

Which Buckets to Empty?

So earlier this week, I was looking at my bank account and realized that soon, I will need to figure out which bucket I plan on tapping by the end of next month, if I can’t upright my currently sinking money ship. And what I mean by bucket is bank account. One of my freelancing…

The #1 Best Financial Thing I’ve Done

Three words – Emergency. Savings. Account. I was recently writing a post for another site I write for about how to budget with variable income and while it was more of a step by step guide, I realized, I feel very, very passionate about my emergency savings account. So I’m writing this ode to it…

To Collect Unemployment or Not?

To Collect Unemployment or Not?

I realize in the entertainment industry, periods of collecting unemployment are the norm. I’ve never thought twice about a friend telling me they were on unemployment. Until the friend became me. Or might become me. I’m still not 100% decided. I’ve always thought of unemployment as a drastic final measure to make sure you’re fed…

Recovering from an Emergency Fund Withdrawal

A few weeks ago we discussed the different times it’s totally ok to use your emergency savings and judging by the replies I got – most of us have tapped our emergency savings at one point or another. So you’ve finally gotten through the emergency: your first paycheck is in from your new job, the…

When Should You Use Your Emergency Fund?

Emergency funds are awesome! I can honestly say that how well I sleep at night is effected by the balance in that account. I got it up to $2,000 pretty quickly in my early 20’s but hitting the goal of $5,000 took some time – partially because of paying off debt and partially because of…

Where Do You Stash Your Emergency Savings?

Where Do You Stash Your Emergency Savings?

I’m looking for a new bank for my emergency savings account. I’ve had those funds stashed in a CapitalOne360 account since well before it was called CapitalOne360. It was awesome when I opened it, honestly, one of the best on the market back then, but now it’s offering me a measly .5%. Part of this…

Net Worth: January 2014

Accountability: January 2014

Profile I am twenty-nine years old. I work as an assistant production manager and my yearly salary is $52,000. I guess my budget skills are doing ok, since I managed to not bankrupt myself so far. Saving & Spending So this month I learned that monthly bills are stressful and I am super impressed and…