Why Caring about Your Credit History is Important

Why Caring about Your Credit History is Important

Most of the people associate a credit report with banks, financial institutions, loans, credit cards, and so on. However, there is more to a credit report. Maintaining a good credit report is a sign that you are leading a disciplined life. It shows that you are in control of one of the most important aspects…

How I Travel Hacked Hawaii (in 3 months)

How I Travel Hacked Hawaii (in 3 months)

The trick to really rocking the travel rewards is to plan ahead. For FinCon 2014, I travel hacked my flight and hotel and NJ Transit and managed to spend an amazing weekend in New Orleans for $608.87 – with just under half of that being the FinCon ticket itself. However, I knew I wanted to…

Blessings in Disguise - Part I

Blessings In Disguise – Part I

I’m not always the most optimistic person and there are definitely times I get a little bogged down in how much things suck, but recently it occurred to me that sometimes the money irritations in my life are actually blessings in disguise. The first time I applied for a rewards credit card, I was rejected.…

Don't Carry a Balance on Your Credit Cards

Don’t Carry a Balance on Your Credit Cards

I had an alarming conversation with my little brother recently. He’s a pretty smart dude, just turned 21, and recently got his first credit card. I was talking with him about how I was starting to get into credit card churning and he was interested in hearing about all the rewards card perks. Then he…

A Credit Card Fraud Story

A Credit Card Fraud Story

**This post is not sponsored by Roomba or CapitalOne. But it should be.** Roombas trigger an entirely different emotion in me these days. At the end of last month, I logged onto my CapitalOne account to pay my bill and found it was roughly double what I expected it to be. As I scanned the…