Personal Finance Is Boring

Sometimes personal finance gets really boring. There. I said it. For instance, I’m a well trained frugalista and I have a bag full of groceries – mac and cheese, soup, tuna salad packets – that I picked up for about $20. There’s nearly a week of meals for the road in there. But I am…

When Well Timed Advertising Busts My Budget

When Well Timed Advertising Busts My Budget

Over the summer I noticed that the shopping center my gym was in was actually one giant consumerism trap for me. And I was freaking proud of myself for picking up on that so quickly (I think it also didn’t hurt that most of the stores weren’t open yet when I joined the gym there…

What Sort of Who Are You?

About a year ago I saw the one and only Stefanie O’Connell in The Grinch Who Stole Christmas and I remembered being completely shocked by these stupid Whos. The only one I had remembered was the little girl – I’d totally forgotten the rest of them weren’t quite as on top of what Christmas means.…

Beware the Baubles

Beware the Baubles

I’m generally pretty good at keeping my Christmas costs to a reasonable amount. I buy for less than 10 people and 4 of them usually just get some small “thinking of you” token. But at the end of every holiday season, there’s always been a small amount of money that I just couldn’t really figure…

How Far Would You Go To Get Your Money Back?

How Far Would You Go to Get Your Money Back?

So I’m aware that one of the things I have to be thankful for is that even when I’m feeling a money pinch, I’m not destitute. $100 is not going to make or break me. BUT I’m definitely committed to doing a lot of things because of the principle of it. For instance, a McDonald’s…

The Most Expensive Money Mistakes I Ever Made

The Most Expensive Money Mistakes I Ever Made

I’m a big fan of the mentality that you are where you need to be and mistakes help make you who you are. That doesn’t necessarily make them suck any less. The funny thing is though, my two biggest money mistakes both turned into things I didn’t regret. Money Mistake #1  Move to one of…

Chick-Fil-A vs. a No Spend Day

Chick-Fil-A vs. a No Spend Day

The struggle is real, folks! My relationship with personal finance is almost as much of a roller coaster as my actual relationships. At the height of celebrating bringing in some extra dough in October, I went into a week long, unpaid layoff from my show. I know I shouldn’t spend much, since I’m not making…

If Money Could Buy Skill

If Money Could Buy Skill

Decluttering my parents house all summer has made me sure of one thing: If spending money could actively implant a skill in my brain, I’d be freaking brilliant. When I sold off a ton of books on my bookshelves, I’d say I had read about 70-80% of them. The others I sold I bought at…

I Am Not Smarter Than Good Marketing

I Am Not Smarter Than Good Marketing

I like to think I’m hip to marketing. I can avoid their traps and pitfalls. I’m so much smarter than them, thanks to my hyper awareness of people trying to sell me junk I (mostly) don’t need and all the blog articles I read warning me about it. Um. This is not always the case.…

Fail is the Best Four Letter Word

Fail is the Best Four Letter Word

As a child born in the early/mid 80’s, I grew up really familiar with failing. I played soccer for 10 years and was on a first place team once and a third place team once. Which means there were 8 years when I sat at those end of season award ceremony and got nothing. Do…

Are We Unhealthily Obsessed With The Past?

Are We Unhealthily Obsessed With The Past?

Recently one of my best friends sent me a picture of her Facebook feed showing her a breakdown of what happened on her wall 1-3-5-10 years ago. She sent it to me because apparently I had left her a note saying I was probably moving to San Francisco shortly and I had to postpone one…

Protecting Yourself from Shady Investments

Managing personal cash flow and accumulating wealth are priorities for most people, regardless of income levels and investment holdings. We simply want to make the most of our money, building security and resources to hedge against life’s unexpected turns. Unfortunately, opportunistic scammers are willing to exploit our best intentions for their own ill-gotten gains. Investment…

Sleep Deprivation Makes You Spend Money

There are so many ways that financial health and physical health overlap it’s ridiculous – one of my favorite bloggers is Tonya over at Budget and the Beach and she’s super into physical fitness as well as financial fitness. She often advocates for both. I’ve definitely noticed that discipline in one area of your life…

Impatience Costs

This week I experienced an event where impatience + stupidity cost me $80. Plus tax. I’m actually a huge advocate of being prepared, picking up spare items you may need at sales before you need them and planning ahead. But sometimes you do something stupid like leave your computer charger in Idaho and don’t realize…

Read the Fine Print

Read the Fine Print

This post could also be called: Sometimes if You Think a Deal is Too Good to be True, It Is. Or I could call it: Never Click the Ads on Facebook This particular ad was for a company called Adore Me that started popping up in my Facebook sidebar this spring. It immediately caught my…

#NYCFail - I Lost My Metrocard. Again.

#NYCFail – I Lost My Metrocard. Again.

You may have noticed that more than once I’ve talked about losing my Metrocard (here, oh, and here). Lots of times when you talk about a fail, you don’t get the most sympathetic audience, but based on the responses I got regarding losing my Metrocard, I’m not the only who has frantically searched all of…

#NYCFail – Brokerage Fees

I think in the personal finance blogger realm, we like to dole out advice and tips about all our awesome saving, investing, frugal, thrifty, money wins. But sometimes we fail. And this is one of those stories.   One of my resolutions this year was to get my own apartment in NYC. It had been…

Budget 101: Needs vs Wants

Something that folks of the Depression era seemed to have a much better grasp on than the Generation X and Yers is the concept of needs versus wants. Clearly defining these and coming up with an approach to pay for them is likely to change your outlook on spending. Here, in its most basic form,…