The Cost of Plunging

The Cost of Plunging

This past week I was visiting a few schools that I’m considering applying to next year. I’ve been really carefully weighing this decision for the last year. One of the things I get asked at each school is “what makes you want to apply here?” While I have a good answer for each school, each…

Self Care Fail Confession

Self Care Fail Confession

Confession time. I have been living in the midst of a self-care fail for most of the last year. Can we just talk about the crazy high costs of mental health? Because, well, this is the current financial problem I’ve been wrestling with for a few months now, and, as we all know, most of…

Falling Off The Wagon

Falling Off the Wagon

Hi, my name is Mel and I have fallen off the wagon. I couldn’t tell you where my money has gone this month if I tried, but I have gone shopping nearly every day after work for the last two weeks. The primary culprit here is boredom, but I totally know who is to blame…

Property Investment: Don't Let a Bad Deal Seem Good

Property Investment: Don’t Let a Bad Deal Seem Good

If you listen to some people, you could be forgiven if you believed that property investment was a one-way ticket to riches. There is no question that you can indeed make good money from a savvy property investment strategy, but it should also be remembered that poor decisions and a lack of information, could end…

Don't Bank With First Niagara

Don’t Bank with First Niagara

When I figured out how to open bank accounts using a credit card to reach reward spends I thought, it’s like killing two birds with one stone. I’ll be able to write far more informed opinions about different banks too. I wouldn’t think I’d have that much to say about any bank just three months…

Personal Finance Is Boring

Personal Finance Is Boring

Sometimes personal finance gets really boring. There. I said it. For instance, I’m a well trained frugalista and I have a bag full of groceries – mac and cheese, soup, tuna salad packets – that I picked up for about $20. There’s nearly a week of meals for the road in there. But I am…