Savings Snowballs vs. Savings Avalanches

Savings Snowballs vs. Savings Avalanches

When you’re paying off debt, you often hear of two methods: debt snowballs and debt avalanches. They both get you where you’re trying to go in the end, but psychologically, they’re very different. Debt snowballs are where you list your debts in order of the amount owed. You pay them off from smallest to largest,…

Falling Through Spiderwebs

Falling Through Spiderwebs

Lately I’ve been thinking a lot about spider webs, which, I totally get, is pretty weird. It started because I was sure there was some scene in the Hobbit or Lord of the Rings where the hobbits crash through a forest and fall through a ton of spider webs and then get stuck in one.…

Looking to Replace digit? Check Out Dobot!

Looking to Replace digit? Check Out Dobot!

Updates 7/19/17: Dobot will also start charging $1.99/month as of July 31, 2017.  When digit moved from a free to paid service, it made me pretty sad. I feel like it was a fantastic tool for folks just starting to save. Even for me, it made saving easier. It adapted to my variable freelance income…

Sometimes I Am a Niffler

Sometimes I Am a Niffler

The other day I finally got to see Fantastic Beasts and Where to Find Them and I really loved the Niffler. I think it might be my spirit animal. Especially going into work layoffs. The term layoff tends to make people freak out – and it almost always makes people outside the entertainment world think…