4 Ways to Keep a Healthy Financial Life Debt Free

When it comes to our finances, we all want to be in the best shape possible. But sometimes, life happens, and we can find ourselves in a difficult financial situation. If you’re struggling to get your finances under control, don’t worry – you’re not alone! In this blog post, we will discuss four ways that…

5 Simple Ways To Pay Off Debt Faster

Source – CC0 License If you are struggling to manage your debt you need to find the best approaches that work for you. So let’s show you some of the best approaches to paying off debt quickly and effectively.  Paying Off the Most Expensive Debt First This is commonly known as the Debt Avalanche method.…

1.) I will pay off all my debt.

1.) I will pay off all my debt.

So sometimes when you’ve been blogging for 8+ years, it can be hard to find things to blog about (which has been extra obvious to me this year as I dropped down to one post a week from total computer burnout). But I had sort of forgotten that shortly after starting my blog, I actually…

Tips & Strategies To Reduce Your Debts

Unsplash Getting into debt is a stressful experience, and once you’ve run up a few debts it can be hard to see your way out of it. To help you start reducing your debts today, try a few of these strategies and tips. 1 . Cut expenses where you can The first step to reducing…

4 Ways To Deal With Debt

Being in a large amount of debt can be stressful for you and your family. If you’re feeling worried about something, your children will likely pick up on how you’re feeling and become worried themselves (even if they don’t know what it is they are worried about). Plus, you won’t be fully present and engaged…

5 Ways to Avoid Bankruptcy

No one wants to end up in a position where they are bankrupt. Being on a blacklist for almost a decade and being stuck in a financial position where you can’t get so much as a payday loan is not a great place to be. To be stuck with a credit report reflecting bankruptcy can…

Are No Credit Check Loans Safe?

Being in any type of financial peril where you need to consider a loan happens to a majority of people. There is a chance that you have made some poor decisions that have ruined your credit score for the foreseeable future or didn’t wisely invest your money. You might be taking a look at bad credit…

4 Tips for Making the Most of Debt Management

A popular saying goes, “Anything worth doing is worth doing right.” Getting out of debt is no exception here. When you settle on a plan to eliminate your debt, you want to give it your all and maximize your chances of success. Debt management is essentially a form of consolidation, but instead of taking out…

What to do if an Injury Has Plunged You Into Debt

When you suffer some sort of serious injury, it can leave you sidelined, and in some cases, it might even leave you unable to work and earn a living. That’s when your physical problems can run head-first into your financial situation. It’s easy to start massing debts and feeling subsumed by the whole situation when…

How Can Debt Consolidation Help You?

How Can Debt Consolidation Help You?

**This post contains affiliate links.** Let’s talk about debt consolidation. My first thought when I hear that phrase is a smarmy infomercial on late night TV and guy in a bad toupee trying to sell me something that looks sketchy as all get out. In reality, it can be an amazing tool to help you…

Qoins: For Tackling Your Debt

Qoins: For Tackling Your Debt

**This post contains affiliate links.** I stepped up my side hustling game 100% when I was paying off my student loans. I’ve actually had a substantial chunk of debt twice. When I was finishing up my first set of Master’s degrees, the 2008 recession hit and it really hit my family pretty hard. I was…

Is Declaring Yourself Bankrupt the Best Option for You?

Most everyone faces debt at some point in their lives. For most people, slowly paying off their debts is effective and they do not experience any true financial problems. Unfortunately, debt can sometimes unexpectedly get out of control. The loss of a job, a reduction in income, or a serious illness can all have a…

Is Consolidating Your Debt Ever a Good Idea?

In what situations would you need to consolidate your debt and what is it? If you are struggling with debt repayments, it might be time to consider entering into some sort of debt consolidation plan. Debt consolidation can lower your monthly repayments, giving you room to breathe again financially and sometimes it can help you…

4 Reasons Paying Off Credit Card Debt Is So Difficult

For many, credit card debt feels like a “can’t live with it, can’t live without it” situation. On one hand, using credit cards to pay for purchases helps you build your credit score—which is an important rating for many reasons. But credit cards come with a certain set of challenges, namely that they can easily…

Beware the Dangers of Debt & Desperation

Most people don’t want to think about their debt. But simply ignoring your credit obligations won’t make them go away. Letting debt get out of control often leads to dire situations. People in this predicament tend to make decisions out of desperation, which can hurt them down the line. Be aware of this phenomenon if…

A Dependable Guide to Paying off Student Loans

With the cost of higher education worthwhile at an all-time high, the student debt has increased exponentially over the past decade. While the U.S currently has a student loan debt of a staggering $1.52 trillion, U.K. isn’t far behind with £16 billion. This isn’t just a burden on national resources, but also on students individually,…