Short Guide To Help You Improve Your Credit Score

Having a higher credit score can help when it comes to being approved for financial products with good interest rates. For example, someone who is applying for a credit card with a low credit score is likely to be offered a much higher rate than someone with an excellent score. Figuring out  what credit score…

What Is A Credit Score?

What Is A Credit Score?

Let’s talk a little about credit scores today. First, let’s start with what they are. A credit score is a number between 300-850 that lenders use to determine how good you are with credit. Having a higher score is better. There are two main types of credit scores, FICO scores and VantageScore, which are very…

Folks with Bad Credit Can Still Get Loans

Getting Loans with Bad Credit is Entirely Possible Source: Pixabay No Attribution Credit scores feature prominently in determining who gets approved for loans.  These scores range from bad to excellent, and depending upon your number, a lender may or may not approve a loan for you. People with bad credit scores have a lower likelihood…

10 Surefire Ways to Fix a Bad Credit Score

Pixabay A bad credit score is like a nasty smell that follows you around wherever you go. It’s not something you can just ignore, as it will turn up in some of the most critical moments of your life. Your credit rating affects you when you apply for a job, find a new place to…

Average Auto Loan Rates for April

Buying a car is a big deal. Aside from purchasing your first home, buying a car is one of the biggest purchases you may ever make. Considering how long you will be using the car it is decision that you do not want to take lightly. Choosing where to get your auto loan is a…

Overcoming the Plague of Bad Credit

Having bad credit is a little like going through life with an anchor tied around your waist. Bad credit is a dead weight that consistently drags you down and holds you back. Credit can go from good to bad incredibly quickly and with just a few of the wrong decisions. Once that happens, life gets…

6 Ways to Build Your Credit Score With Bad Credit

6 Ways to Build Your Credit Score With Bad Credit

Are you stuck dealing with bad credit? You’re not alone. A 2015 study found that about one third of Americans have a score that’s lower than 601, indicating a fair or bad credit rating. While it’s nice to know that you aren’t the only one facing bad credit woes, this doesn’t solve the wide range…

Steps You Can Take to Get Above a 650 Credit Score

Steps You Can Take to Get Above a 650 Credit Score

The higher your current credit score is, the lesser the interest rate your lender will impose on your mortgage, car loan, etc. If your score is somewhere in the region of 760-850, you’re looking at a more affordable rate than if your FICO score had dropped below 650. A 650 credit score could put you…

Six Tips for Choosing a Credit Repair Company

Credit repair can be a tedious and strenuous process. Whereas nothing prevents you from treading this difficult path on your own, engaging professional assistance is sometimes the best way to ensure your peace of mind. There are numerous credit repair companies to choose from. They’re not all the same. The following tips can help you…