How I Travel Hacked Hawaii (in 3 months)

How I Travel Hacked Hawaii (in 3 months)

The trick to really rocking the travel rewards is to plan ahead. For FinCon 2014, I travel hacked my flight and hotel and NJ Transit and managed to spend an amazing weekend in New Orleans for $608.87 – with just under half of that being the FinCon ticket itself. However, I knew I wanted to…

How to Build or Rebuild Credit

How to Build or Rebuild Credit

Having a good credit history is essential to functioning in modern society. Your credit score is used to determine interest rates, approve rentals, establish insurance premiums and even in applying for jobs. However, according to a new study, it looks like this generation of Millennials is struggling to understand the very basics of consumer credit.…

Upromise MasterCard: Every Little Bit Helps

Upromise MasterCard: Every Little Bit Helps

Please note that I was compensated by Upromise for the content in this post.  However, all opinions expressed below are my own, based on my personal experience with Upromise.   I’m a big fan of little things creating a big change. You don’t suddenly nail a bunch of frugal skills and get rich or magically…

Blessings in Disguise - Part I

Blessings In Disguise – Part I

I’m not always the most optimistic person and there are definitely times I get a little bogged down in how much things suck, but recently it occurred to me that sometimes the money irritations in my life are actually blessings in disguise. The first time I applied for a rewards credit card, I was rejected.…

Don't Carry a Balance on Your Credit Cards

Don’t Carry a Balance on Your Credit Cards

I had an alarming conversation with my little brother recently. He’s a pretty smart dude, just turned 21, and recently got his first credit card. I was talking with him about how I was starting to get into credit card churning and he was interested in hearing about all the rewards card perks. Then he…

A Credit Card Fraud Story

A Credit Card Fraud Story

**This post is not sponsored by Roomba or CapitalOne. But it should be.** Roombas trigger an entirely different emotion in me these days. At the end of last month, I logged onto my CapitalOne account to pay my bill and found it was roughly double what I expected it to be. As I scanned the…