My Credit Card Churning Journey

My Credit Card Churning Journey

Guys, remember when I was talking about spider webs a few weeks ago? A big part of how I build up spider webs involves some good, old fashion living on less than I make, but sometimes I use a modern form of witchcraft called credit card churning to help out too. If you have trouble…

Why Caring about Your Credit History is Important

Why Caring about Your Credit History is Important

Most of the people associate a credit report with banks, financial institutions, loans, credit cards, and so on. However, there is more to a credit report. Maintaining a good credit report is a sign that you are leading a disciplined life. It shows that you are in control of one of the most important aspects…

How Credit Card Churning Can Help Your Credit

How Credit Card Churning Can Help Your Credit

Do you know your credit score? 59.1% of Americans don’t, according to a 2015 LendingTree survey. Kind of crazy considering the huge impact it has on most people’s ability to make large purchases. You may be one of the few who is able to cash flow a new car or buy a home without a…

How I Travel Hacked Hawaii (in 3 months)

How I Travel Hacked Hawaii (in 3 months)

The trick to really rocking the travel rewards is to plan ahead. For FinCon 2014, I travel hacked my flight and hotel and NJ Transit and managed to spend an amazing weekend in New Orleans for $608.87 – with just under half of that being the FinCon ticket itself. However, I knew I wanted to…

How to Build or Rebuild Credit

How to Build or Rebuild Credit

Having a good credit history is essential to functioning in modern society. Your credit score is used to determine interest rates, approve rentals, establish insurance premiums and even in applying for jobs. However, according to a new study, it looks like this generation of Millennials is struggling to understand the very basics of consumer credit.…