Why Caring about Your Credit History is Important

Why Caring about Your Credit History is Important

Most of the people associate a credit report with banks, financial institutions, loans, credit cards, and so on. However, there is more to a credit report. Maintaining a good credit report is a sign that you are leading a disciplined life. It shows that you are in control of one of the most important aspects…

How Credit Card Churning Can Help Your Credit

How Credit Card Churning Can Help Your Credit

Do you know your credit score? 59.1% of Americans don’t, according to a 2015 LendingTree survey. Kind of crazy considering the huge impact it has on most people’s ability to make large purchases. You may be one of the few who is able to cash flow a new car or buy a home without a…

How I Travel Hacked Hawaii (in 3 months)

How I Travel Hacked Hawaii (in 3 months)

The trick to really rocking the travel rewards is to plan ahead. For FinCon 2014, I travel hacked my flight and hotel and NJ Transit and managed to spend an amazing weekend in New Orleans for $608.87 – with just under half of that being the FinCon ticket itself. However, I knew I wanted to…

How to Build or Rebuild Credit

How to Build or Rebuild Credit

Having a good credit history is essential to functioning in modern society. Your credit score is used to determine interest rates, approve rentals, establish insurance premiums and even in applying for jobs. However, according to a new study, it looks like this generation of Millennials is struggling to understand the very basics of consumer credit.…

Upromise MasterCard: Every Little Bit Helps

Upromise MasterCard: Every Little Bit Helps

Please note that I was compensated by Upromise for the content in this post.  However, all opinions expressed below are my own, based on my personal experience with Upromise.   I’m a big fan of little things creating a big change. You don’t suddenly nail a bunch of frugal skills and get rich or magically…

Blessings in Disguise - Part I

Blessings In Disguise – Part I

I’m not always the most optimistic person and there are definitely times I get a little bogged down in how much things suck, but recently it occurred to me that sometimes the money irritations in my life are actually blessings in disguise. The first time I applied for a rewards credit card, I was rejected.…