The Personal Balance Sheet

The Personal Balance Sheet

Sometimes it’s ok to embrace your latte factor. A lot of budgeting info is written to squeeze every last penny out of your income. There may be times in life when you need that – and knowing that if you cut out the lattes for good, you’ll save a couple hundred dollars a year –…

Back in Budget Lockdown

Back In Budget Lockdown

Last summer I wrote a post about going into budget lockdown for the first time since paying off my debt. Sad to say, I’m back in the same situation again. I was riding pretty high when I calculated my net worth in April, but I have several large expenses (already saved up for) coming up…

What Do You Spend Your $$$ On?

What Do You Spend Your $$$ On?

Every once in a while, I find a song that really sticks with me for whatever reason – it either relates to where I am in life or it really makes me feels something. Yesterday on Pandora, Spend Your $$$ by Walk the Moon (a great group that I found thanks to Lisa from Lisa…

How to Avoid Blowing Your Car Budget

How to Avoid Blowing Your Car Budget

Buying a car can be a real time of excitement, particularly for younger people as it can offer up that first real sense of freedom and independence. With all the anticipation involved it can be easy for the heart to rule the head, and countless people have ended up with a dud because they ‘fell…

Going Into Budget Lockdown

Going Into Budget Lockdown

It’s a really weird feeling preparing to go into a budget lock down. I mean, I know that next week is my last paycheck, but since I’m still working right now, it doesn’t feel like it. This month though I’ve been trying to ask myself responsible budgeting questions, like: Should I still contribute as much…

Mother's Day on a Budget

Mother’s Day on a Budget

Mother’s Day is coming up soon, but if you are trying to shop on a budget, you might be having a hard time finding the right way to show Mom you care. Fortunately, most moms love nothing more than spending time with their kids and feeling appreciated by them. So when you are thinking Mother’s…

Money is Freedom Mentality

Money is Freedom Mentality

I guess it’s not that surprising that I’ve spent the last few days thinking about the past year and what has changed in my life. From the sort of posts I’ve seen popping up on other personal finance blogs, I’m not the only one – and there’s one change that actually makes me really happy.…