I am thirty years old and I am a stage manager/lighting director for a show out on tour. I have no rent and no real bills… although there’s a good chance I should actually invest in some health insurance. I’m not 100% sold on that idea yet though. I make $700 a week with an additional $30/day per diem. I have no benefits whatsoever with this job – except workman’s comp, should I electrocute myself or something awesome like that.
Saving & Spending
Life has gotten pretty weird lately. I live in hotels. Seriously, if you’ve never done it, it’s a really strange experience. Stuff like wandering around in your pajamas doesn’t seem shameful at all. You get really excited when the continental breakfast has hardboiled eggs… or waffles shaped like Texas. And you know you’re somewhere classy when there’s shampoo AND conditioner, not just a 2-in-1.
This means that my eating out budget… is essentially my entire budget.
No. That’s a lie. I have an eating out budget, an alcohol budget and a sightseeing budget. Geez, my life is rough.
I managed to add $1,300 to my Roth IRA this month. I also added $100 to my emergency savings and opened a new savings account with Barclays that I was able to subdivide for my smaller goals – the new phone, computer, car and house down payment. So I put $350 towards those goals as well.
Also, my Acorns account, which I always forget I even have, is up to $89.37. Not bad for doing nothing.
My big spend this month was caving in and getting Dropbox for the year for $99. If only I were tech savvy enough to really utilize it, but it’s nice to not freak out when our director requests recordings of the show and I have to figure out how to delete all of my stored files to clear up enough space to get them to him.
Turns out that trying to keep up with a blog and even the minimal freelance writing I’ve got going on while on tour is really delightful. My roommate thinks I’m a psychopath who doesn’t sleep – or that I hate her since I wake up early, sneak out of our room and spend hours sitting in the hotel lobby working on my blog. Or regular work stuff.
That being said, I still managed to make a few dollars again over here.
Nothing else worth reporting on that front.
My Favorite Post to Write This Month: Mini Money Challenges
Inside the Artist’s Wallet: Episode 4: Realizing Trade Offs & Carving Alternative Plans
Elsewhere on the Web: And You Thought Your Taxes Were Frustrating at Block Talk
How to Save Money Just By Asking at U.S. News & World Report
5 Reasons to Reconsider Groupon and LivingSocial at U.S. News & World Report
Entirely Unrelated to Personal Finance
I heard a version of Wrecking Ball that doesn’t make me want to gouge my eardrums out.
I have become a master of driving a 15 passenger van. No, for real. It’s going on my resume now. The other night I was driving through Wyoming, in the dark and 100% using my mirrors without thinking twice about it. I felt like queen of the world, but it was too dorky to tell my cast.
FYI – Wyoming likes to park empty cop cars along the median of their Interstate. This is both brilliant and terrifying. I should probably add a saving goal for the tickets I am likely to amass this year.
1.) Max out my IRA… well on the way.
2.) Contribute $1,000 to my emergency savings… only $900 to go.
3.) Buy $1,000 of stock.
4.) Save $100 a month for a new computer. January – check.
5.) Save $100 a month for a new car (I’m hoping the current one will make it to roughly 2021). January – check.
6.) Save $2,000 for a house down payment. Only $1,900 to go.
7.) Find a job for when the current one ends at the end of May. Nailed it. I received an offer to go work for P&O Cruise lines this week. Just waiting on info for the exact on date. I’m not 100% sure I’ll actually do it, but I love knowing I will not starve to death because I took my current job.
8.) Side hustle and credit card reward my way to FinCon15 – if my work schedule allows… which is looking less and less likely ;o( But I won’t know for sure until much closer.
9.) Figure out what to do if I manage to surpass all my savings goals…