Hi. I’m Melissa. I’m 30. I have no idea what I’m doing with my money. I realize I’m pretty lucky. I have a tiny bit left to pay off on a school loan, no real credit card debt, a full time job and no big bills. So I have a little extra cash… and no idea what you do with it. This is my journey to suck at investing a little less. Because I’m scared of retiring to a cardboard box under an overpass in 40 years.
And maybe I might want to buy a house in the next 5 years. And I would like to be financially prepared to be able to do that, too. So hopefully, these are my first steps on a journey to financial stability.